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P a y B o r a

Privacy Policy

🔐 PayBora Privacy Policy

Welcome to PayBora, a financial services application provided by PayBora Inc. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our mobile application and related services.

By using PayBora, you agree to the practices described in this policy.

🔐 1. Information We Collect

We may collect and store the following information:

a. Personal Information

  • Name, email, and phone number

  • Address and government-issued identification (for KYC)

  • Date of birth, PAN, Aadhaar (if applicable)

b. Financial Information

  • Bank account and card details (via secure APIs)

  • Transaction history

  • Wallet balance and top-up activity

c. Device and Usage Information

  • IP address, device ID, and OS version

  • App usage logs and crash reports

  • Location (for fraud prevention and compliance)

🔄 2. How We Use Your Information

Your information is used to:

  • Verify your identity (KYC/AML compliance)

  • Facilitate money transfers, payments, and wallet-related services

  • Send transaction alerts and important notifications

  • Improve application performance and user experience

  • Prevent fraud and enhance security

🤝 3. Sharing of Information

We do not sell your personal information. We may, however, share information with:

  • Regulatory bodies (as required by law)

  • Payment gateways and financial service providers

  • KYC verification partners

  • Internal teams or affiliates for operational and compliance purposes

All partners are bound by strict data protection standards.

🔐 4. Data Security

We take data protection seriously through:

  • SSL encryption for data transmission

  • Secure storage on protected infrastructure

  • Role-based access and system audits

⚠️ While we follow best practices, no digital system is 100% secure. Always be cautious when sharing sensitive data online.

🗑️ 5. Your Rights

You are entitled to:

  • View, update, or delete your data (as permitted by law)

  • Withdraw consent for data use at any time

  • Request account deactivation or closure

📩 Contact us at: [support@paybora.com]

👶 6. Children’s Privacy

PayBora is not intended for users under 18 years of age. We do not knowingly collect data from minors.

🌍 7. International Data Transfer

If you are accessing PayBora from outside of India or Canada, your data may be transferred and processed in those countries, which may have different data protection standards.

📝 8. Updates to This Policy

We may revise this Privacy Policy from time to time. Changes will be notified via in-app messages or by email.

📩 9. Contact Us

For inquiries, feedback, or data-related requests:

📧 Email: support@paybora.com

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